Easy Application Process

Applying for a Keystone credit line or consolidation loan is fast and easy. It's a one-time, one page application.

General Loan Requirements:

Resident of Utah
Minimum $2,000 per month W-2 income
(At least 4-month job history is preferred)
Active phone line
Active checking account
At least 18 yrs of age

Supporting Items Requested:

Utah ID
Utility Bill
Car Registration
Latest Pay stub
Latest Bank Statement

Additional information for Loan Consolidation customers:

If you are applying to consolidate/eliminate your payday loans, please bring your latest contract for each payday loan.

Free Consultations:

We invite you to request a free consultation to learn how you can eliminate all your payday loans, and see exactly how much you can save. For our location and office hours, see Contact Page.

Results Speak Louder than Words:

Over the years, Keystone has helped thousands of consumers eliminate their payday loans, and save 70% to 80% on their cost of personal credit. Let us know if we can help you!

How to Apply:

Loan applications are received at our SLC South State Street office from Tuesday through Saturday. For location and hours, see Contact Page. Walk-ins are welcome. It is also recommended you call ahead with any questions about application requirements, etc.

Application Processing Times:

Personal Credit Lines $1,000 to $5,000 usually within 2-3 business days
Consolidation Loans Up to $10,000 usually within 3-4 business days